Fee-Saver Best Buys
are examples of some of the mortgages available in the UK as of 1st
March 2008 (rates are subject to change and are subject to lender criteria)
This list does not represent an exhaustive guide to the current mortgage
products available in the market place. However, Fee-Saver Mortgages does have access to the entire market.
If you don't see the
mortgage you are looking for call us on 01489
795200
UK Remortgages
- Available on your main residence
|
Type
|
Initial
Rate
|
Duration
|
Reversion
Rate
|
Overall
Cost For Comparison
|
Min
Deposit
|
Early
Repayment
Charge
|
|
Fixed
|
4.88%
|
Until
30/09/09
|
7.5%
|
7.6% APR
|
10%
|
3% until 30/09/08
2% until 30/09/09
|
|
Tracker
|
4.63%
|
Until
30/04/10
|
7.5%
|
7.4% APR
|
10%
|
3% until 30/04/09
2% until 30/04/10
|
|
Discounted
|
5.39%
|
Until
31/03/10
|
7.49%
|
7.5% APR
|
10%
|
3% of loan outstanding until 31/03/10
|
|
Offset
|
5.25%
|
2yrs
|
6.25%
|
6.5% APR
|
25%
|
2% on original amount in first 2
years
|
UK
Home
purchases - If you're looking to move or buy your first home
|
Type
|
Initial
Rate
|
Duration
|
Reversion
Rate
|
Overall
Cost For Comparison
|
Min
Deposit
|
Early
Repayment
Charge
|
|
Fixed
|
4.88%
|
Until
30/09/09
|
7.5%
|
7.6% APR
|
10%
|
3% until 30/09/08
2% until 30/09/09
|
|
Tracker
|
4.63%
|
Until
30/04/10
|
7.5%
|
7.4% APR
|
10%
|
3% until 30/04/09
2% until 30/04/10
|
|
Discounted
|
5.39%
|
Until
31/03/10
|
7.49%
|
7.5% APR
|
10%
|
3% of loan outstanding until 31/03/10
|
|
Offset
|
5.25%
|
2yrs
|
6.25%
|
6.5% APR
|
25%
|
2% on original amount in first 2
years
|
Think carefully
before securing other debts against your home. Your home may be repossessed if
you do not keep up repayments on your mortgage.
UK Buy-to-let mortgages - Only
available for
UK
buy-to-let properties.
|
Type
|
Initial Rate
|
Duration
|
Reversion
Rate
|
Overall Cost For Comparison
|
Min
Deposit
|
Early Repayment
Charge
|
|
Fixed
|
4.99%
|
Until 30/04/10
|
7.5%
|
7.1% APR
|
15%
|
6% of loan outstanding in first
|
|
Tracker
|
4.74%
|
Until 30/04/10
|
7.5%
|
7.3% APR
|
15%
|
3% until 30/04/09
2% until 30/04/10
|
|
Discounted
|
5.69%
|
Until 30/04/10
|
8.19%
|
8.3% APR
|
15%
|
2% until 30/04/09
1% until 30/04/10
|
|
Offset
|
6.15%
|
Lifetime of Mortgage
|
N/A
|
6.4% APR
|
15%
|
None
|
Buy to Let Small
deposits
|
Type
|
Initial Rate
|
Duration
|
Reversion
Rate
|
Overall Cost For Comparison
|
Min
Deposit
|
Early Repayment
Charge
|
|
Fixed
|
5.99%
|
Until 31/05/15
|
7 %
|
6.8% APR
|
10%
|
5% of loan outstanding until 31/05/15
|
|
Tracker
|
6.04 %
|
2yrs
|
7%
|
7.5% APR
|
10%
|
5% of loan outstanding in first 2 years
|
All rates are taken from Trigold and are correct as at 01/03/2008.
I do hope that you found this interesting and informative. If you
have any questions or would like us to look into any options for you, please
call us on 01489 795200.
